.retirement-hero { background: var(--paper); padding: 44px 0; }
.retirement-hero h1 { max-width: none; }
.tool-nav .route { min-height: 72px; }
.tool-shaded { background: #f2f7f4; }
.tool-layout { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.16fr); align-items: start; gap: 18px; margin-top: 24px; }
.tool-form fieldset { border: 0; margin: 0 0 18px; padding: 0; min-width: 0; }
.tool-form legend { font-weight: 750; color: var(--navy); padding: 0; margin-bottom: 8px; }
.tool-fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px 12px; }
.tool-three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.tool-fields label { display: flex; flex-direction: column; justify-content: space-between; gap: 4px; font-size: .82rem; font-weight: 650; line-height: 1.4; }
.tool-fields input, .tool-fields select { width: 100%; min-width: 0; min-height: 42px; padding: 6px 8px; border: 1px solid #9aada4; border-radius: 8px; background: white; color: var(--navy); font: inherit; font-size: 1rem; }
.tool-form .field-note { margin-top: 8px; }
.tool-form details { margin-bottom: 14px; padding-bottom: 9px; }
.tool-form .button { margin-top: 5px; }
.tool-status { font-size: .8rem; }
.tool-status[data-error="true"] { color: #a03b24; }
.tool-results { min-width: 0; padding: 22px; border-radius: 16px; border: 1px solid var(--line); background: var(--mint); }
.tool-results h3 { margin: 0 0 8px; }
.tool-results p { margin: 7px 0; }
.tool-metrics { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 9px; margin: 0; }
.tool-metrics div { padding: 9px 10px; border-radius: 8px; background: white; }
.tool-metrics dt { font-size: .78rem; color: var(--muted); line-height: 1.35; }
.tool-metrics dd { margin: 3px 0 0; font-weight: 750; color: var(--navy); overflow-wrap: anywhere; }
.table-scroll { overflow-x: auto; margin: 7px 0; border-radius: 6px; }
.tool-table { width: 100%; border-collapse: collapse; background: white; font-size: .8rem; }
.tool-table th, .tool-table td { padding: 7px 8px; text-align: right; border-bottom: 1px solid var(--line); white-space: nowrap; }
.tool-table th:first-child, .tool-table td:first-child { text-align: left; }
.tool-table thead th { background: #f7faf8; color: var(--navy); }
.tool-table caption { text-align: left; font-weight: 700; margin-bottom: 5px; }
.tool-chart { padding: 10px; margin: 12px 0; background: white; border-radius: 8px; }
.tool-chart svg { width: 100%; height: auto; display: block; }
.chart-key { display: flex; flex-wrap: wrap; gap: 5px 14px; font-size: .75rem; }
.chart-key span::before { content: ""; display: inline-block; width: 10px; height: 3px; background: var(--series); vertical-align: middle; margin-right: 5px; }
.tool-warning { font-size: .8rem; color: var(--ink); }
.asset-row { margin: 13px 0; }
.asset-row h4 { margin: 0 0 5px; font-size: .86rem; }
@media(max-width: 820px) { .tool-layout { grid-template-columns: 1fr; } }
@media(max-width: 430px) {
  .retirement-hero { padding: 26px 0; }
  .retirement-hero h1 { font-size: 2.05rem; }
  .header-inner > .text-link { text-align: right; line-height: 1.3; }
  .tool-results { padding: 15px; }
}

.goal-results .actions { margin-top: 12px; }
.goal-coverage { height: 10px; overflow: hidden; border-radius: 10px; background: #dce8e0; margin: 7px 0; }
.goal-coverage div { height: 100%; background: var(--green); }

.risk-form{margin-top:18px;max-width:760px}
.risk-progress-label{display:block;font-size:.87rem;font-weight:700;color:var(--dark-green)}
.risk-form progress{width:100%;height:12px;margin:5px 0 15px;accent-color:var(--dark-green)}
.risk-options{display:grid;gap:7px}
.risk-options label{display:flex;align-items:center;gap:10px;min-height:44px;padding:7px 9px;border:1px solid var(--line);border-radius:8px;cursor:pointer}
.risk-options input{accent-color:var(--dark-green)}
.risk-form button:disabled{opacity:.55;cursor:default}